The Prime Minister has made it her personal mission to get more people onto the housing ladder. The government has committed over £40 billion to get more homes built – creating the infrastructure to unlock sites where they’re needed most and removing unnecessary barriers to homebuilding, while making it harder for developers to dodge their obligations on affordable homes. You said that if you were going to take a serious role in not just managing but building the homes this country needs, you had to have the stability provided by long-term funding deals. Well, eight housing associations have already been given such deals, worth almost £600 million and paving the way for almost 15,000 new affordable homes. And today, I can announce that new longer-term partnerships will be opened up to the most ambitious housing associations through a ground-breaking £2 billion initiative. Under the scheme, associations will be able to apply for funding stretching as far ahead as 2028/29 – the first time any government has offered housing associations such long-term certainty. Doing so will give you the stability you need to get tens of thousands of affordable and social homes built where they are needed most, and make it easier for you to leverage the private finance you need to build many more. Today, I’m asking housing associations to use the tools we have given you. Not just to build more homes, though of course more homes are needed. But to take the lead in transforming the very way in which we think about and deliver housing in this country. Rather than simply acquiring a proportion of the properties commercial developers build, I want to see housing associations taking on and leading major developments themselves. Because creating the kind of large-scale, high-quality developments this country needs requires a special kind of leadership – leadership you are uniquely well-placed to provide. …Given the right tools and the right support, you can act as the strategic, long-term investors in the kind of high-quality places this country needs. To put it simply, you get homes built. And I want to work with you to transform the way we do so. Housing associations have a central role to play in building the homes we need and challenging the attitudes that hold us back, Theresa May will say in central London today, as she announces new long-term funding for affordable housing.As part of the Government’s commitment to transform housebuilding, the Prime Minister will announce £2 billion in new funding to give housing associations the long-term certainty they need to deliver tens of thousands of new affordable and social homes.As the first Prime Minister to address the National Housing Federation Summit, she will pledge this morning to work in partnership with the associations to get more people on the housing ladder and make sure those who can’t afford their own place also have somewhere they’re proud to call home.Setting out the steps government has already taken to respond to the asks of the sector – including providing long-term certainty on rents and agreeing not to extend the local housing allowance cap to the social sector – Theresa May is expected to announce new long-term funding for housing associations. She will say: In return, the Prime Minister will call on housing associations to use their unique combination of qualities – from their close ties with local communities to their expertise as property managers and their ability to ride out the business cycle and carry on building – “to achieve things neither private developers nor local authorities are capable of doing”. She is expected to say: For many people, a certain stigma still clings to social housing. Some residents feel marginalised and overlooked, and are ashamed to share the fact that their home belongs to a housing association or local authority. And on the outside, many people in society – including too many politicians – continue to look down on social housing and, by extension, the people who call it their home. …We should never see social housing as something that need simply be “good enough”, nor think that the people who live in it should be grateful for their safety net and expect no better. Whether it is owned and managed by local authorities, TMOs or housing associations, I want to see social housing that is so good people are proud to call it their home… Our friends and neighbours who live in social housing are not second-rate citizens. The Prime Minister will also urge housing associations to use their “unique status, rich history and social mission” to change the way tenants and society as a whole view social housing. She will say:
Creators of Bonnaroo and Outside Lands, Superfly recently announced their newest festival, dubbed Lost Lake Festival. Going down on October 20 – 22 at Steele Indian School Park in Phoenix, Arizona, the inaugural event has revealed their initial lineup. Headliners include The Killers, Chance The Rapper, Major Lazer, and Odesza. Following the top-tier performers are heavy hitters The Roots, Run The Jewels, Pixies, Haim, Ludacris, Huey & The News, Big Gigantic, Juanes, Lil Jon, Crystal Castles, Kongos, Lil Yachty, Danny Brown, and an unannounced “superjam.” Bonnaroo is well-known for their curated superjam experiences – so we can’t wait to see what they come up with.Also performing are Highly Suspect, Carla Morrison, Calexico, Snakehips, Noname, Broods, Real Estate, A Tribe Called Red, and so many more. Check out the full lineup below:The festival will highlight Phoenix’s local talent, from performers to food and drink offerings. Learn more about the festival here. Watch the announcement video below:
The Dan River spill, which was first reported by Duke Energy on Monday, February 3, has released enough toxic sludge into the Dan River to fill 73 Olympic-sized pools, making it the nation’s third largest coal ash spill ever.Could this happen to your local river? There are two dozen coals ash ponds endangering rivers and waterways across the Southeast, including ponds along the French Broad River, James River, Clinch River, and Catawba River. These coal ash ponds threaten the drinking water of many major cities, among them Richmond, Va., Charlotte, N.C., Greensboro, N.C., Winston-Salem, N.C., Norfolk, Va., and Asheville, N.C.The Southern Environmental Law Center has released an interactive map that details the ongoing risk to drinking water intakes downstream from the Dan River spill: http://cdb.io/1azMQSH, as well as a map that shows the risk to drinking water intakes downstream from coal ash pits across the region: http://cdb.io/1neAekg.At the very least, toxic coal ash needs to be moved out of these unlined, earthen pits and into dry, lined landfills away from the rivers and lakes we rely on for drinking water and recreation.Following lawsuits from environmental groups, two of the three utilities in South Carolina—South Carolina Electric & Gas and Santee Cooper—are removing coal ash pits near rivers to safer dry, lined storage facilities. Neither utility has raised its rates for taking responsible action. The Dan River site is one of fourteen coal ash sites managed by Duke Energy that are the subject of similar lawsuits ongoing in North Carolina state court.Over the past 12 months, North Carolina environmental advocates have tried three times to use the federal Clean Water Act to force Duke Energy to clean up their dangerous and unsafe coal ash ponds. Each time, their efforts were essentially blocked by Governor McCrory’s administration, which legally intervened in the cases. The state allowed Duke to only pay a small fine but do nothing to actually clean up their unsafe and unlined toxic coal ash dumps.Last week, we paid the price.
By Dialogo April 01, 2012 Police personnel dig out an M60 general-purpose machine gun from a cache of weapons from the People’s Revolutionary Anti-Terrorist Army of Colombia (ERPAC), one of several criminal organizations whose leaders are former paramilitaries. In January 2012, the police found six caches of weapons that included 93 AK-47 assault rifles, four machine guns, four grenade launchers, three mortars, 150 fragmentation grenades, 85 magazines and more than 40,000 cartridges in a vast rural area of Meta department, Colombia. Source: Agence France-Presse
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Long Island Rail RoadThe Long Island Rail Road has cancelled a half-dozen electric trains on the Huntington/Port Jefferson branch, and will terminate seven others at Hicksville during the evening commute due to heavy snow and ice accumulation on the electrified third rail, the LIRR said.The railroad will instead operate diesel service for riders headed eastbound during the evening commute, the LIRR said. Additionally, nine regularly scheduled diesel trains will make local stops from Hicksville through Port Jefferson.The inclement weather also prompted officials to suspend westbound train service between Port Jefferson and Hicksville during the evening peak service, the railroad said.“We apologize for the inconvenience,” the LIRR said on its website. “However snow and ice accumulations over the electrified third rail prevent the safe operation of electric service.”“We experienced greater than anticipated accumulations on the Huntington/Port Jeff branch which lead to suspension of service in that area for much of the day,” the LIRR added.Crews will work to clear snow and ice from the third rail between Hicksville and Huntington after the evening rush, the LIRR said, adding that it hopes to provide normal service during Friday’s morning commute.The railroad has been experiencing scattered 15 to 20 minute delays systemwide since the morning, due to weather conditions. The delays continued through the afternoon.Sal Arena, an LIRR spokesman, attributed the delays to trains forced to slow down because of slick tracks.Service on the Port Jefferson branch was suspended for most of the day after a train carrying 500 people struck an unauthorized vehicle on the tracks between Greenlawn and Huntington at 8:25 a.m. The driver escaped the crash without any serious injuries, Arena said.
3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Audio agnostic. Banks and credit unions must also produce video content that works with or without device sound. Ensure your video content has on-screen text and captions for dialogue, when appropriate. You also want to allow images and graphics to do just as much of the talking as voice talent. continue reading » A recent article in Adweek magazine helped accentuate the importance of video in this age of new media. Referring to video, and particularly social/mobile video as the “scrolling economy,” the article referenced several important factors that apply directly to banks and credit unions as they use video to reach consumers.Video today is consumed highly on mobile. This should come as no great surprise, especially if you notice that the majority of people in airports, shopping malls and just walking around in general typically have their necks bent, looking at some kind of device. More than 82% of online video views now happen on a mobile device. Therefore, banks and credit unions must ensure their video content is optimized to fit small screens.
31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details When you decide that it’s time to trade-in your abode for a new one, it’s easy to get impatient about selling your home. If you’ve found your dream home and you want your current house to sell fast, here are few tips that can get your house sold in a jiffy…Clean house: There are a lot of areas in your home that can easily get ignored when it comes to cleaning your house. When was the last time you wiped down the baseboards in your home? The top of the door frames? Focus on cleaning your home like you’ve never cleaned before and you can really impress potential buyers.De-clutter: You have too much stuff. We all do. You may have a spacious living room, but if there’s way too much furniture in there, no one is going to be able to tell just how great it is. Have a yard sale, donate stuff to charity, or rent a storage unit. Do whatever you need to do to really be able to show off how awesome your home is.Put yourself in the buyer’s shoes: Think about the way you looked at houses when you were looking for that dream home. What did you look for? What did you care about? Think on whether or not your home will pass those tests with potential buyers. If you see anything that would bother you, paint it, fix it, or replace it.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Gov. Andrew Cuomo was disturbed by the “terrible” things he saw while being stranded for hours at the Long Island Expressway Exit 51 rest stop before he became governor, he recently told local officials.While giving a speech at the Long Island Association in Melville last week, the governor recalled how he spent the time waiting for a tow truck at the Dix Hills rest area on a Friday night after a classic used car that he had bought broke down while he was driving it from New York City to a mechanic in Southampton.“It was like being in some movie of Land of The Lost, where you saw things that you were not supposed to see in life,” Cuomo said. “I mean, you would have liked to have lived your whole life and not had seen these things or experienced them, because then you can’t get them out of your mind once you’ve seen them. I mean it was terrible.”He used the word “terrible” four times to describe the experience. He also called it “a nightmare from hell.”Cuomo was vague about exactly what he witnessed, allowing the audience to use their imaginations to conjure up the details.“The criminal activity that went on in the open,” he said. “The total lack of services. The truckers who are staying there wind up being very creative in their finding uses for the functions that they need to fulfill. I’m telling you there was prostitution there. There were drug sales there, because I saw it, and I mean I was there.”Cuomo retold the story to explain the inspiration behind his plan to build a 15,200-square-foot, more secure Welcome Center, which would sell New York State-made food and beverages to promote tourism on LI. The project is one of several local state-funded infrastructure projects that he’s been promoting recently.Once the new Welcome Center opens on the eastbound side of the LIE in October, the rest stop would no longer allow tractor trailer or bus parking. Since the old rest area was cleared to make way for construction, trucks and buses have begun parking at Exit 66 on the eastbound side of the LIE. Those vehicles will later use Exit 56 on the westbound side. The new truck stop has portable restrooms.He credited his father, former Gov. Mario Cuomo, for originally proposing a Welcome Center for the rest area. But it was the son’s night watching “terrible” things occur at the LIE rest stop that spurred him to finish the job.“It is one of these bizarre situations where you say, ‘Anyone with commonsense would have done something about this, and why would we allow this to continue?’” Cuomo said. “So I become governor, and I say at Exit 51–the LIE is a state road–why do we allow that? It’s always a long story, by the way. There are no short stories in government…”Indeed. Cuomo spent about a third of his 2,618-word speech discussing his experience at the rest stop and his plans on how to clean it up–and make the new center less “terrible” and more welcoming.Artist’s rendering of the Long Island Expressway Welcome Center. Courtesy New York State Governor’s Office
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Speaking at a press conference earlier this morning, Commission vice-president Valdis Dombrovskis said: “On climate change, we are running out of time.“The Titanic could not turn to avoid the iceberg at the last minute and we will soon be in a very similar situation.” Asset managers and other institutional investors who claim to have sustainability goals will need to show how their investments are aligned with these objectives under new rules proposed by the European Commission today.The information they would have to disclose would include the sustainability or climate impact of their products and portfolios.The requirements are part of a package of legislative proposals the Commission had promised when presenting its sustainable finance action plan earlier this year, aimed at harnessing the capital markets to help implement the international agreement on climate change that was reached in Paris in 2015.The Commission today said its proposals “will allow the financial sector to throw its full weight behind the fight against climate change”. © European Union, 2018. Photo: Georges Boulougouris EC vice presidents Valdis Dombrovskis and Jyrki Katainen arrive for the press conferenceUnder the proposed disclosure requirements, according to the Commission, “all financial entities that manage investments on behalf of their clients or beneficiaries will now have to inform them about how their activities are impacting the planet or their local environment”.The proposed regulation would also require asset managers, pension funds, and insurers to report on the procedures they have in place to integrate environmental, social and corporate governance (ESG) risks into their investment and advisory processes, and the extent to which these risks were expected to have an impact on financial returns.Exact requirements about the presentation and content of the information are to be set out via delegated acts, a special category of legislation that allows the Commission to specify the details of a law.European pension funds fought hard to keep delegated acts out of the revised IORP directive, arguing that EU harmonisation in the area of pension provision needed to be kept to a minimum.The Commission said its proposal for a regulation on the ESG duties of financial actors would introduce “consistency and clarity” on how institutional investors should integrate ESG factors into their investment decision-making process.It would mean “greater transparency towards end-investors, ensuring comparability between products and discouraging ‘green-washing’ or misleading information,” it added. What is green, what is notThe Commission today also proposed a regulation “on the establishment of a framework to facilitate sustainable investment”. This concerns the creation of an EU-wide classification system, or taxonomy, to designate which economic activities could be considered environmentally sustainable or not.Dombrovkis said it was about setting out “what is green, what is not”.An EU-wide classification system was “a first and essential step in efforts to channel investments into sustainable activities,” said the Commission. It would address the problems of “greenwashing” and confusing fragmentation, which undermined investor confidence.The taxonomy could eventually serve as the basis for standards and labels for sustainable financial products, according to the Commission.Under the Commission’s proposal for a sustainability classification system, an economic activity would be considered environmentally sustainable if it met the following requirements:contribute to at least one of six EU environmental objectives, such as climate change mitigation and adaptation or the sustainable use and protection of water and marine resources;not significantly harm any of the other environmental objectives;be carried out in compliance with a number of minimum social and governance safeguards; andcomply with specific “technical screening criteria”The criteria are to be set out in delegated acts and be based on advice from a technical expert group that the Commission is establishing.EU ‘positive carbon impact’ benchmarkA third proposal put forward by the Commission would create a new benchmark category for low carbon and “positive carbon impact” benchmarks. These would “foster a generally accepted market standard to measure a company’s footprint and, in consequence, an investment portfolio’s carbon footprint,” it said.The Commission said this would tackle the risk of products not living up to their touted environmental credentials. Providers would have to respect minimum EU standards for methodologies when developing any new EU carbon benchmarks. A “positive carbon impact benchmark” would be the only type of benchmark deemed compliant with the Paris agreement’s goal of capping global warming at 2°C.Benchmark providers would be free to provide a spectrum of other carbon benchmarks with “a different degree of ambition with respect to meeting climate-related objectives”, said the Commission.The European Parliament and the European Council have to review and agree on all the proposals.